Cash loans

Creditworthiness check is determining a client’s credit rating, or the possibility for the client to obtain a loan and repay it with interest within the period stipulated in the Loan Agreement.

Yes, pensioner loans can be arranged.

Yes, pensioner loans can be arranged provided that you are creditworthy and that, at the time of maturity of the last annuity, you are not older than 78.

Fixed interest rate does not change during the repayment of loan, regardless of market conditions. Once you arrange a loan with a fixed interest rate, you know exactly how much you will pay.

Yes. 

For the purpose of financing the cost of education abroad, the funds can be paid out to the current account of the end user.

If your parents (or a third party) are creditworthy, they can act as your co-debtors. In this case, you do not need to be creditworthy.
It is good to know that, in determining the creditworthiness of students, we apply more favourable criteria than usual.

You can use a student loan to pay for your tuition, both in Croatia and abroad. You can also cover living costs during your studies, for example, if you no longer live with your parents.

If you quit your studies, you need to start with the loan repayment. 

You can start repaying the loan after you complete your studies, and you can use an additional year of grace. Or you can start repaying the loan right away, while studying.

Grace period cannot be arranged if, at the time of loan approval, the borrower is employed.
Furthermore, if studies were interrupted or student status was lost during the period in which the loan was being used, it will not possible to delay the start of loan repayment.