The Role of Protected Notes in Diversified Investing

Introduction

Diversification is a fundamental principle of investing that aims to spread risk across a variety of assets to protect against market volatility and potential losses. In the pursuit of a well-rounded investment portfolio, investors are increasingly turning to Protected notes as a valuable addition. These unique financial instruments provide a combination of downside protection and growth potential, making them an essential component of diversified investing strategies. In this article, we explore the role of protected notes in diversified investing and the benefits they offer to investors seeking to achieve their financial goals.

Understanding Protected Notes

Protected notes, also known as structured notes, are hybrid financial instruments that blend traditional investments with derivative components. They are typically issued by financial institutions and offer exposure to various underlying assets, such as equities, commodities, indices, or bonds. The defining feature of protected notes is their built-in downside protection mechanism, which sets them apart from conventional investments.

How Protected Notes Work in Diversified Investing

In the context of diversified investing, protected notes play a crucial role in reducing portfolio risk and enhancing potential returns. When investors incorporate protected notes into their portfolios, they gain access to a unique investment tool that can be tailored to their risk appetite and investment objectives.

Protected notes come with a specified protection level or buffer, which shields investors from a certain percentage of losses in the underlying asset’s value. For instance, if the protection level is set at 10%, the investor’s principal will be safeguarded against the first 10% of losses. However, if the underlying asset’s value declines beyond the protection level, the investor’s principal will start to erode accordingly.

On the other hand, if the underlying asset performs well, the investor can participate in the potential gains up to a predefined cap or participation rate. This combination of downside protection and growth potential makes protected notes an appealing option for investors seeking a balanced approach to diversification.

The Role of Protected Notes in Diversified Investing

1. Risk Mitigation

One of the primary roles of protected notes in diversified investing is risk mitigation. By incorporating protected notes into a portfolio, investors can reduce the impact of market volatility and limit potential losses. The downside protection feature ensures that a portion of the investment remains safeguarded, providing stability during periods of market turbulence.

2. Enhanced Diversification

Diversification is essential in spreading risk and optimizing returns. By including protected notes linked to various underlying assets, investors can further enhance diversification within their portfolios. The ability to diversify across multiple asset classes and sectors offers a well-rounded approach to managing risk and capturing growth opportunities.

3. Customization to Investor Preferences

Protected notes offer a high degree of customization, allowing investors to align the investment with their risk appetite and financial goals. By adjusting the protection level and participation rate, investors can tailor the protected note to suit their specific needs, whether it be capital preservation or pursuing higher potential returns.

4. Attractive Risk-Reward Profile

The risk-reward profile of protected notes makes them a valuable addition to diversified portfolios. Investors can achieve a balance between the potential for enhanced returns and the assurance of downside protection. This unique combination is especially appealing to those seeking steady growth while minimizing exposure to extreme market swings.

5. Access to Institutional Strategies

Protected notes often incorporate sophisticated investment strategies that are typically utilized by institutional investors. By including protected notes in their portfolios, individual investors gain access to these strategies, which may not be readily available through traditional retail investments.

6. Potential for Income Generation

Certain types of protected notes offer income-generating features, such as periodic interest payments or coupon payments. For income-focused investors, these notes can provide a steady stream of income, further diversifying their sources of cash flow.

7. Opportunity for Steady Growth

For investors with a long-term outlook, protected notes can provide steady growth while protecting against potential downturns. The combination of downside protection and participation in market upswings can lead to consistent and sustainable portfolio growth over time.

Conclusion

Protected notes play a vital role in diversified investing strategies, offering a unique balance of downside protection and growth potential. As investors seek to build resilient portfolios that can weather market uncertainties, protected notes provide a valuable tool to manage risk and enhance potential returns.

Dating Trends: Exploring Modern Ways of Finding Love and Connection

The world of dating has continuously evolved over the years, shaped by societal changes, advancements in technology, and shifts in cultural norms. As people seek meaningful connections and companionship, new dating trends and practices emerge, revolutionizing the way we approach relationships. From virtual dating to conscious coupling, these trends reflect the dynamic nature of modern romance. This article delves into some of the most prominent dating trends, examining their impact on the dating landscape and exploring how they have redefined the pursuit of love and connection.

  • Virtual Dating: Love in the Digital Age

Virtual dating has become a significant dating trend, especially in recent times when the world faced challenges such as the COVID-19 pandemic. Through video calls, online platforms, and social media, people have found innovative ways to connect and interact. Virtual dating not only bridges the gap of physical distance but also offers the opportunity to get to know a potential partner’s personality and interests before meeting in person.

  • Slow Dating: Embracing Patience and Intentionality

In contrast to the fast-paced, swipe culture of dating apps, slow dating is gaining popularity as a more intentional approach to finding love. This trend emphasizes taking the time to get to know each other deeply and organically. Slow dating encourages meaningful conversations and connections, prioritizing quality over quantity in the dating process.

  • Conscious Coupling: Mindful Approach to Relationships

Conscious coupling refers to an intentional and self-aware approach to forming relationships. It involves recognizing one’s values, needs, and boundaries and seeking a partner who aligns with these aspects. This trend places emphasis on mutual growth and shared goals, leading to more fulfilling and long-lasting partnerships.

  • Flexting: Balancing Digital and In-Person Communication

Flexting refers to the act of being flirty and engaging in digital communication while lacking a genuine intention to meet in person or pursue a serious relationship. This trend highlights the importance of clear communication and being mindful of others’ intentions in the online dating sphere.

  • Relationship Anarchy: Redefining the Boundaries of Love

Relationship anarchy challenges traditional relationship structures and labels. It emphasizes personal autonomy and individuality within relationships, allowing partners to define their connections on their own terms. This trend celebrates fluidity and inclusivity, enabling partners to explore diverse forms of relationships.

  • Self-Partnering: Prioritizing Self-Love and Fulfillment

Self-partnering involves embracing and celebrating one’s single status while prioritizing self-love, growth, and personal fulfillment. This trend challenges the notion that a romantic relationship is necessary for happiness, empowering individuals to find joy and completeness within themselves.

  • App-less Dating: Seeking Love Offline

In a world dominated by dating apps, app-less dating is a trend where people intentionally seek connections in real-life settings. This approach involves attending social events, engaging in hobbies, or participating in activities to meet potential partners organically.

  • Travel Dating: Exploring Love Across Borders

With the rise of global travel and interconnectedness, travel dating has gained traction. This trend involves meeting and dating people from different cultural backgrounds while exploring new destinations together. Travel dating allows for unique experiences and the opportunity to learn about diverse perspectives.

  • Astrolove: Seeking Compatibility through Astrology

Astrolove is a trend where individuals use astrology to assess compatibility and predict relationship dynamics. People look to zodiac signs and astrological charts to gain insights into their potential partners’ personalities and the overall compatibility of their relationship.

Conclusion

Dating trends have always mirrored the values and preferences of society, and the modern era is no different. As technology continues to shape our lives, virtual dating has become a prominent avenue for connection. Slow dating and conscious coupling encourage intentionality and authenticity in relationships, while app-less dating and self-partnering highlight the importance of finding love and fulfillment outside of digital platforms. Meanwhile, relationship anarchy challenges conventional norms, allowing individuals to redefine their connections on their own terms.

As we move forward, it’s essential to approach dating trends with a discerning eye and an open heart. While these trends offer exciting new possibilities for finding love and connection, the key to successful relationships remains rooted in effective communication, empathy, and mutual respect. By embracing both the modern and timeless elements of dating, we can navigate the ever-changing landscape of romance and build meaningful connections that stand the test of time.

If you’re looking for some more fun ways to build chemistry and intimacy in your relationship check out Pure Romance for some great ideas.  You can try a ton of different products including the specialty dildo for your pussy, and even a variety of massage & Intimate products as well as get some new ideas for fun things to do to build connection.

Unleashing the Secrets of an Online Slot Phenomenon

Introduction

In the ever-evolving world of online gambling, few slot games have garnered as much attention and adoration as Cuan123 Slot Gacor. Known for its captivating gameplay and the allure of significant wins, Cuan123 Slot Gacor has taken the gambling community by storm. In this comprehensive guide, we will explore the mystique surrounding Cuan123 Slot Gacor, dive into its unique features, and provide you with the strategies to unlock its full potential, leading you to an exhilarating and rewarding gaming experience.

The Phenomenon of Cuan123 Slot Gacor

Unraveling the Enigma

Cuan123 Slot Gacor, affectionately referred to as “Gacor Slot” in Indonesian slang, has transcended the boundaries of ordinary online slot games. Its enigmatic appeal lies in its ability to transport players to a world of excitement and anticipation with every spin. The fusion of visually stunning graphics, captivating sound effects, and the allure of massive payouts has propelled Cuan123 Slot Gacor to a league of its own.

The Rise to Stardom

The journey of Cuan123 Slot Gacor from a hidden gem to a star in the online gambling galaxy has been nothing short of meteoric. A whirlwind of praise from passionate players, viral social media shares, and strategic marketing efforts have contributed to its meteoric rise to fame. Today, Cuan123 Slot Gacor is hailed as a top-ranking online slot, celebrated by gamblers far and wide.

Unveiling the Mechanics of Cuan123 Slot Gacor

Understanding the Gameplay

At its core, Cuan123 Slot Gacor adheres to the classic structure of a five-reel online slot game, with multiple paylines to amplify the chances of winning. The goal is to spin the reels and land winning combinations of symbols on these active paylines. Each symbol holds its unique value, with certain combinations triggering bonus features that can lead to remarkable rewards.

An Immersive User Experience

A hallmark feature of Cuan123 Slot Gacor is its immersive user experience, designed to engage players from the moment they enter the game. Whether accessed on a desktop computer or a mobile device, the game’s interface is crafted to be user-friendly and visually stunning, delivering a seamless and enjoyable gaming adventure.

Unleashing the Winning Strategies

1. Master the Free Demos

If you are new to Cuan123 Slot Gacor, take advantage of the free demo versions offered by reputable online casinos. These demos allow you to acclimate yourself to the game’s mechanics and features without any financial risk. Embrace this opportunity to experiment with different betting strategies and build confidence before playing with real money.

2. Gamble Responsibly with Set Budgets

Responsible gambling is paramount when enjoying any casino game, including Cuan123 Slot Gacor. Establish a budget for your gaming sessions and adhere to it strictly. Avoid chasing losses and remember that each spin is an opportunity for entertainment. With a clear budget in mind, you can savor the excitement without any undue financial burden.

3. Capitalize on Bonuses and Promotions

Online casinos often offer enticing bonuses and promotions tailored to Cuan123 Slot Gacor players. These rewards may include free spins, deposit matches, or loyalty programs. Utilize these bonuses wisely to extend your gameplay and increase your chances of hitting substantial wins.

4. Embrace Volatility for Customized Play

Cuan123 Slot Gacor, like many other online slots, boasts its volatility level, indicating the frequency and size of payouts. High volatility slots offer the potential for significant wins but occur less frequently, while low volatility slots yield smaller wins more often. Choose the volatility level that aligns with your playing style and risk appetite.

The Thrill of Victory on Cuan123 Slot Gacor

The allure of Cuan123 Slot Gacor lies in the thrill of victory that accompanies each spin. With every rotation of the reels, the promise of life-changing rewards beckons, making every gaming session an electrifying adventure.

Conclusion

Cuan123 Slot Gacor has rightfully earned its status as an online slot phenomenon, captivating players with its enticing gameplay and the potential for remarkable winnings. Equipped with the knowledge and winning strategies shared in this guide, you are now poised to embark on your Cuan123 Slot Gacor journey with confidence and excitement.

Step into the world of Cuan123 Slot Gacor and embrace the anticipation, entertainment, and rewards it has to offer. May your spins be fortunate, and may your quest for triumphant victories on the reels be a resounding success!

togel hongkong hari ini Tournaments at English Harbour

Tournaments for slots or online poker are a dime a dozen. They’re all over the place and if you visit any online casino you will find them. If you look for gambling news online, you will find countless mentions of slot tournaments and poker tournaments. They saturate the market like Lady Gaga or Obama. togel hongkong hari ini tournaments, however, are a little more difficult to find. At times, it requires sleuth-like skills that would make Sherlock Holmes (either the one from the book or the much different character in the recent movie) proud. Luckily, I found some good blackjack tournaments at English Harbour Casino.

 

Every week, there are two different blackjack tournaments going on at English Harbour, with one taking place during the week and the other being held on the weekends. Both tournaments are played on the game called Blackjack Vegas Strip…In case, you’re wondering, it’s not “strip” as in “remove clothing.” Just thought I’d let you know.

 

From Monday through Thursday, English Harbour Casino holds the Head2Head online blackjack tournament. In this tournament, you play for the pot, which means there is more money at stake the more people join the tournament and play. The entry fee is only $5 and there are unlimited rebuys. The prize money is split among the top 20 players in the tournament.

 

The Weekend Blackjack Classic, which is played Friday through Sunday, is where the big money is found. Here you are playing for a prize pool of $5,000. Again, the prizes are awarded to the top 20 players in the tournament. The top winner earns a very respectable $2500. The Weekend Blackjack Classic tournament has an entry fee of $10 and has unlimited rebuys.

 

It should be noted, for those new to blackjack tournaments, that your strategy should be a little different in tournament play. The reason for that is when playing a normal game of blackjack, whether it’s online or at a brick and mortar casino, the other players don’t matter. You only care about your cards in relation to the dealer’s cards. With online blackjack tournaments, however, the other players matter, because in order to win a prize you need to have more points than the other players. For that reason, many experts suggest playing more aggressively in your betting, which could include doubling down more often and betting larger amounts than normal.

 

To play in either of the blackjack tournaments, visit English Harbour Casino today.

 

A Word on Free Blackjack

 

There is one thing offered by online casinos that many beginners take for granted and that’s the free blackjack games. Many people don’t give it a second thought, but the free games are one of the biggest advantages of playing online. It would be foolish for a new player to not take advantage of those deals.

 

If you’re new to blackjack, you probably don’t know a whole lot about the game. Maybe that’s why you’re here on OnlineBlackjack.org (and thanks for that). Even if you read everything I have written on the subject (and if so, thanks a lot), there is no substitute for experience.

 

Memorizing the blackjack basic strategy chart is a great idea and something I encourage. It’s wise to read up on strategy so you will know not only what to do in a situation, but also why you should do that. For one thing, strategy is easier to remember if you know the reasons behind it. However, remembering what to do is more difficult in the middle of a game. That is why practice and game experience are so important. Blackjack is a skill and like any skill, you get better at it the more you practice.

 

So it’s easy: The more you play blackjack, the better you will get at it. The problem is, if you are a bad player in the beginning, that could cost you a lot of money in the casino. That is why the free blackjack games are so important. Even if you plan to do all of your gambling in brick and mortar casinos rather than online, playing free online blackjack is a good way to practice the game and get used to playing using the proper strategy without having to worry about losing money. In fact, even though I know blackjack strategy inside and out, I often play the free online games because I want to play even at times when I don’t feel like gambling.

 

The casinos, of course, don’t offer free blackjack games solely out of the kindness of their hearts (though I would like to think that’s part of it). They are hoping that you will enjoy playing it for free so much that you will then play at their casino for real money. Often this is the case. The fact remains that free blackjack games are an incredibly helpful tool and the best way to iron down your strategy before you put any real money on the line.

 

 

Review of The Man With the $100,000 Breasts

Michael Konik has written numerous articles about the colorful characters and events that have shaped Las Vegas and other gambling scenes. Early in 1999, Huntington Press published a collection of his work titled, The Man With the $100,000 Breasts. Late that year it was reprinted as a paperback with the same name by Broadway Books.

The book contains a total of 26 stories broken up into six sections. The sectional division isn’t really very important, it’s merely there to break up the book a bit. Many of these stories originally appeared in other magazines such as Sport, Maxim, and Cigar Aficionado. They’re all expertly written and provide some interesting insight into their own special world. Some are better than others, but I didn’t feel there were any true duds.

Some of the stories, like those about poker legend Johnny Slot Gacor Moss, the meteoric rise and fall of craps legend Archie Karas, and the history of race handicapping legend Andrew Beyer are fairly well known, often even outside of gambling circles. Others, like the stories of the “Cold-Deck Crew” or SCA Promotions are likely not nearly as widely known. There is something here for just about anyone with a sports, gambling, or Las Vegas interest.

I’ve read a lot of books that are collections of gambling stories, and The Man With the $100,000 Breasts is one of the better ones. While I wouldn’t rate it quite as highly as, say, Alvarez’ The Biggest Game in Town, it does score well above the median. It’s well worth reading by those with an interest in the topic, but I recommend purchasing the paperback version.

Capsule:

Yet another collection of gambling stories, The Man With the $100,000 Breasts ranks above average in this category.

Review of Serious Poker

At the time I write this, Dan Kimberg is probably my biggest competitor for the title of “Most Influential Gambling Book Reviewer on the Internet”. Kimberg’s web site, at http://www.kimberg.com/poker/, contains a large collection of poker book reviews written by many people, including the author of Serious Poker. One can assume from this that Kimberg has spent some time thinking about poker. But, as I’m well aware, there is a difference between critiquing someone else’s work, and coming up with enough original thoughts of one’s own to fill a book. The question is, are the thoughts that he transcribes in these pages worth reading?

The beginning of Serious Poker is obviously aimed at relative novices. Kimberg first addresses the rules to commonly spread poker games, and provides a general guide to getting around a public card room. In my opinion, navigating a poker room for the first time can be a daunting experience, and I’m glad to see any advice that beginners might read which may help alleviate that. He then moves on to basic strategy advice. The information he presents here is usually sound as far as it goes, but it’s really too limited to be useful as a general-purpose strategy guide. I could raise some objections with some of his phrases, but they would be pretty trivial objections at this level of detail. Of course, a complete novice may find some of this information useful, but even then a more thorough strategy guide, such as Harroch and Krieger’s Poker for Dummies or Lee Jones’ Winning Low Limit Hold’em will serve the reader better.

Kimberg then talks about “Taking Poker Seriously”, where he discusses issues like luck, variance, game selection, self reflection, and how to study the game. I believe this to be his best section. Some of these ideas are very important, and while most of this information has been discussed elsewhere in the poker literature, very little of that has been aimed at beginning players. There are places where Kimberg’s irrelevant footnotes get a bit distracting, a phenomenon that’s not totally unexpected in a self-published book, but the writing is generally clear. The author is quite adept at getting his message across.

The next section covers miscellaneous topics, including tournaments, cheating and angle shooting, tells, and more. Again, my biggest criticism, with this section and with the book in general, is that these topics are all covered rather superficially. For example, Kimberg laments that while at least one good book and many articles talk about detecting tells in others, there’s very little in print about how someone could go about limiting tells in one’s own play. Kimberg provides five suggestions on this topic, but I can easily think of several more, plus there’s little discussion on techniques for actually practicing the methods that do get mentioned. I’m just not sure that the information that is contained in these pages is likely to really assist anyone.

Toward the end of the book, the author provides some more detailed mathematics, including an explanation of poker simulations, a brief introduction to combinatorics, and bankroll calculations. For those who don’t understand the basic probability and statistics terminology and methods used in many advanced poker books, this is a pretty good introduction. Also, several good formulae are presented here, including risk of ruin, fluctuation calculations, and suggestions on how to determine what constitutes a sufficient bankroll for various games. The book concludes with a brief section with some recommended reading, a list of the author’s on-line resources, and a print copy of the author’s on-line poker glossary. The glossary is likely to be helpful to the inexperienced poker player, even though I disagree with the author’s definitions of some of the terms.

This book contains some good suggestions, but because a lot of the topics are covered rather narrowly, there are few sections that are likely to appeal to even the intermediate poker player. Much of the book reads like an expanded version of Malmuth and Loomis’ Fundamentals of Poker, so if that sounds appealing, then this book is probably worth reading. For those intermediate players who want to ease in to understanding poker math or want to receive a pep talk on not relying on luck, parts of this book can be helpful. In this case, I’d suggest starting at Chapter 8 and proceeding from there. Advanced students of the game can safely pass up Serious Poker.

Finally, I’d like to say that I do admire Dan Kimberg as a reviewer who has “put his money where his mouth is” and written (and published!) a book himself, which is no mean feat. Perhaps some day, I’ll take the plunge myself, and Mr. Kimberg will have the opportunity to be equally critical of my thoughts.

Capsule:

Serious Poker contains mostly good suggestions about approaching the game, but many topics are covered in a very superficial manner, and almost every topic has been covered in some depth in other works. Therefore, while beginners are likely to obtain worthwhile information from this work, and there will probably be some parts that will appeal to intermediate students, more advanced poker players and those who are fairly broadly read on the topic of poker can almost certainly afford to pass this one up. There are some good ideas here, but overall I’d have to say I was only moderately satisfied with Serious Poker.

 

 

 

 

Tips to Make Painting Easier

While you’re at that beginner level, there are tons of fun to be had. You can lose yourself in painting for hours on end. I know there has been a time where I have personally snapped out of my painting daze hours later to realize I had missed lunch and should probably get something to eat. I was having so much fun with it that I didn’t realize how much time had passed.

 

This is a pretty easy hobby to get into, and even mastering it doesn’t take too long. However, I have a few tips that will help you ease into things and make painting simpler for you.

 

Choose a small canvas to start with. I think a 30cm x 30cm canvas is perfect for someone starting out.

Only take out one or two colors at a time in your tray. This makes things simpler for you and makes it less likely that you will get confused.

If you have trouble getting your diamonds to stay in place properly, you can place them in a zig-zag pattern.

Keep the canvas flat. A new canvas may curl and want to roll, but you can flatten it out by sticking some books on the corners while you work or covering the whole canvas with books before you start painting.

Use plenty of light. I like to work with a personal lamp when I am painting. This helps me see the difference between similar colors without straining my eyes.

Take breaks every so often. I find that if I bend over my painting for hours at a time, I end up with cramps and aches and my eyes feel tired. Every so often, I just take a little break, walk around, and refocus my eyes. Then, I can keep going at it for a long time.

diamond painting(GIF from Gfycat)

 

How to do diamond painting? I think you will find it to be very easy, very simple and VERY fun. You can get hours of enjoyment out of a single painting without having to buy a bunch of tools, watch instructional videos or get any training. It’s a hobby for anyone, but I do need to warn you that it’s easy to get hooked on it. If you’re anything like me, you will be thinking about diamond painting all the time and won’t be able to wait to get back to it. More about ravensburger puzzles

 

Placing the diamonds takes patience and time. You’ll need to dip the pen in the wax and then pick up the diamonds one by one. You can place them easily like this, and the diamonds will set into place on the canvas and stick to it.

 

That is how simple it is to do the diamond painting. If you were wondering how to diamond paint, then that’s all you need to know to get started with it. There are some more advanced techniques, but don’t worry about them just yet. You should get the basics down before you get into the more complicated maneuvers and specialized tools.

 

Russian Translation at Translation Companies UK

Russian translation service at Translation Agency UK:

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Russia, with its long scientific tradition, has always been one of the major contributors to the world’s knowledge.

The Russian IT public centre (ROCIT) estimated in Dec 2001 the Russian online population at 18 M.

 

 

Monte Carlo Millions & Royal Vegas Poker

Monte Carlo MillionsRoyal Vegas Poker in association with primapoker.com gives you the chance to win an exclusive seat to Monte Carlo Millions, The World’s Most Exclusive Poker Tournament.

This remarkable $20,000 package includes:

  • Return air fares for you and your partner to the beautiful city of Monte Carlo
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  • And a Buy-in of $14, 000

The MCM Final is limited to 80 players with an estimated prize pool of $1,000,000. There are only two ways to guarantee your seat for this exclusive event:

  • Win a Royal Vegas Poker satellite
  • By invitation from Tournament Director, Matt Savage (invitations to high profile poker players only).
  • Satellites start: June 21, 2004.Please follow this link for satellite details

Final Tournamet: Finalists will play at this exclusive event from November 9 – 12, 2004 at the Bellevue Room in Monte Carlo.

Survivor Series at PacificPoker.com

PacificPoker.comMay 28th, 2004; 00:00 – 18:00 PPT

There is $25,000 in bonuses up for grabs in our 5 Showdown Survivor events. Simply play in any of our Showdown Survivor events listed below:

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For events 1, 2, 3 & 4 play 50˘/$1 stakes or higher in any game at Pacific Poker’s Real Money tables with no less than three other members.

You’ll receive Poker Points for each showdown* you reach as follows:

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Stud 2 Points

* The showdown is the end of the final Betting Round, when all Active Players reveal their cards to determine who has won the Pot.

 

 

 

MagicOasis.com Opens its Singapore Online Casino Doors

 

 

Red flags have been raised on our message boards concerning this casino. See the boards for additional information. – Editor)

 

Online casino operator World E-Gaming has just launched it latest casino, MagicOasis.com.

 

The casino features an Arabian Nights theme, and offers players 102 different games ranging from Blackjack and Video Poker to Pai Gow and Let ’em Ride.

 

New players are eligible for a $20 or 20 percent sign-up bonus. They can also join the V.I.P. club and receive free monthly bonus chips, a personal gaming advisor, and gifts and travel certificates as rewards for frequent play.

 

Magic Oasis says they paid out 98.6% on slot machines during its initial Beta testing phase; these figures were audited by SafeBet.org.

 

Casino pitboss Robert Miller said, ”Magic Oasis.com is destined to be a major force in the online gaming arena within 6 months.” Among the company’s marketing plans is an affiliate program, called Magic Cash, that pays $75 to any web site owner that sends players to Magic Oasis. ”We’re hoping to sign up 5000 affiliates by the end of the year,” added Miller.

 

Magic Oasis was certified by the Electronic Gaming Commission last month; the casino runs on Realtime Gaming software. World E-Gaming is a

 

InterCasino’s Progressive Jackpot Tops $200k

 

InterCasino has announced that its progressive Caribbean Poker jackpot has reached an amazing $207,000.

 

InterCasino’s Progressive Caribbean Poker game features a multi-player progressive jackpot that starts at $100,000 and grows with every bet.

 

Players don’t need a Royal Flush to walk away with some cash, however. A straight flush wins 10% of the jackpot, which is at least $20,000. Other hands also pay out: a $1 bonus bet wins $1,000 on Four of a Kind, $100 on a Full House and $50 on a Flush.

 

InterCasino’s Caribbean Poker jackpot has already paid out this year in a big way. Player ‘Creed’ won $235,661 in March.

 

InterCasino is also offering match deposit Singapore Online Casino bonuses to all players during the month of May. Players who deposit $80 or more will be automatically credited with an additional $80.

 

Playing Craps Online

The first thing people need to remember when they’re playing craps online is to stick to line bets (Pass, Don’t Pass, Come, and Don’t Come) and take the maximum allowed odds. That will cut down on the house edge as much as possible. All other bets carry much higher house edges, especially the proposition bets.

 

The more a player can bet on the odds, the lower the overall house edge – regardless of whether they are at an online- or real casino.

 

That said, the best odds for the Pass and Come bets are at casinos using Boss Media software, where players can take 3x odds after any point. This is surprising, because Boss Media is usually rather stingy with their game rules.

 

The following table shows the odds allowed by various brands of online casino software and the combined house edge:

 

Taking Odds Online

Software Odds House Edge

Boss Media 3x 0.4714%

Realtime Gaming 2x-2.5x 0.5720%

Unified Gaming 2x 0.6061%

CryptoLogic 2x 0.6061%

Microgaming 1x 0.8485%

Interestingly, Realtime Gaming allows full double odds, in other words 2.5x odds on points of 6 and 8, and 2x on all other points.

 

In craps, the player should be allowed to lay odds relative to the amount they can win. For example, if the casino normally allows 2x odds and the point is a 4, the player should be able to lay 4x the Don’t Pass bet on the odds. In this example, taking odds on a 4 pays 1 to 2, for winnings of 2x the Don’t Pass bet.

 

The only major software brand to get this rule correct is Unified Gaming. Most others only allow the player to lay odds in the same proportion as taking odds. Realtime Gaming has the curious exception of allowing the player to lay 2.4x odds on the 6 and 8, and 2x on all other points. It seems they started to get the rule right with the 6 and 8, but forgot to follow up on the other numbers.

 

After the odds are calculated, there is a tie between Boss Media and Unified Gaming for the best software for the Don’t Pass/Don’t Come bettor. The following table shows the specifics:

 

Laying Odds Online

Software Odds House Edge

Boss Media 3x 0.4545%

Realtime Gaming 2x-2.4x 0.5579%

Unified Gaming 2.4x-4x 0.4545%

CryptoLogic 2x 0.5844%

Microgaming 1x 0.8182%

Another nice thing about Boss Media is that it only charges 5% commission on Buy and Lay bets if the player wins. This substantially cuts down the house edge, especially on the following Buy bets:

 

Boss Media house edge on Buy and Lay bets

Points Buy Lay

4,10 1.67% 1.67%

5,9 2.00% 2.00%

6,8 2.27% 2.27%

Unfortunately, none of the major online casino software manufacturers fully understand conventional gambling rules as played in the United States. Only some smaller companies who have retained my consulting services have ironed out their bugs to make their rules conform to U.S. standards.

 

In conclusion, Boss Media wins the prize for the best online craps. But this is the only game where it wins such a prize. An honorary mention also goes to Unified Gaming for laying odds correctly.